Columbia
SC
null
Show More
Overview
$220,000
Average Sales Price
$220,000
Median Sales Price
338,613
Population
2
Total Listings
Featured Listings
For Sale (2)
For Sold (6)
Active4 Beds3 Baths2,186 SqFt245 Fox Grove CIR, Columbia, SC 29229
Listed by Realty One Group Visionaries
Active
Amenities & Attractions
Restaurants
Home Services
Health & Medical
Local Services
Shopping
Recreation
Arts & Entertainment
Food
Beauty
Nightlife
Event Planning & Services
Automotive
Religious Organizations
Financial Services
Professional Services
Education
Pets
-
Honey Baked
7451 Two Notch Rd, Columbia, SC 29223
Delis Phone: 803-699-1144
-
HoneyBaked Ham
7451 Two Notch Rd, Columbia, SC 29223
Meat Shops Phone: 803-699-1144
-
Chili’s
7715 Two Notch Rd, Columbia, SC 29223
Bars Phone: 803-699-1843
-
McDonald’s
10060 Two Notch Rd, Columbia, SC 29223
Fast Food Phone: 803-462-9870
-
McDonalds Hamburgers
10060 Two Notch Rd, Columbia, SC 29223
Phone: 803-462-9871
-
The Loose Cockaboose
936 S Stadium Rd, Columbia, SC 29201
Barbeque Phone: 803-251-3087
-
Great Steak & Potato Co
3400 Forest Dr, Columbia, SC 29204
Steakhouses Phone: 803-782-8913
-
Cellar On Greene
2001-D Greene St, Columbia, SC 29205
American (New) Phone: 803-343-3303
-
Five Star Pizza
1735 Decker Blvd, Columbia, SC 29206
Pizza Phone: 803-738-9200
-
McDonald’s
5500 Forest Dr, Columbia, SC 29206
Burgers Phone: 803-790-2645
-
The Other Store
4130 Bethel Church Rd, Columbia, SC 29206
Delis Phone: 803-787-4351
-
Korea Garden Restaurant
2318 Decker Blvd, Columbia, SC 29206
Korean Phone: 803-760-3888
-
Food Lion
3901 Two Notch Rd, Columbia, SC 29204
Sandwiches Phone: 803-714-1739
-
Big T Bar-B-Q
7535C Garners Ferry Rd, Columbia, SC 29209
Barbeque Phone: 803-776-7132
-
Ruth’s Chris Steak House
924-A Senate St, Columbia, SC 29201
Seafood Phone: 803-212-6666
-
Chick-fil-A
7424 Garners Ferry Rd, Columbia, SC 29209
Fast Food Phone: 803-783-7622
-
No 1 Chinese Restaurant
7535 D Garners Ferry Rd, Columbia, SC 29209
Chinese Phone: 803-647-7750
-
Hardee’s
120 Veterans Rd, Columbia, SC 29209
Fast Food Phone: 803-776-7281
-
Jimmy John’s
10008 Two Notch Rd., Columbia, SC 29223
Sandwiches Phone: 803-851-7378
Educational Environment
Elementary Schools (79)Middle Schools (26)High Schools (22)
Name
Category
Grades
Library
Ratio
9/10
Brockman Elementary School
2245 Montclair Dr, Columbia, SC 29206
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
8/10
Crossroads Middle School
6949 Saint Andrews Rd, Columbia, SC 29212
Public
6 - 6
No
14:1 STUDENTS/TEACHERS
8/10
South Kilbourne Elementary School
1400 S Kilbourne Rd, Columbia, SC 29205
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
7/10
Rosewood Elementary School
3300 Rosewood Dr, Columbia, SC 29205
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
7/10
Satchel Ford Elementary School
5901 Satchelford Rd, Columbia, SC 29206
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
6/10
Rice Creek Elementary School
4751 Hard Scrabble Rd, Columbia, SC 29229
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
6/10
Polo Road Elementary School
1250 Polo Rd, Columbia, SC 29223
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
6/10
Nursery Road Elementary School
6706 Nursery Rd, Columbia, SC 29212
Public
PK - 5
No
11:1 STUDENTS/TEACHERS
6/10
Brennen Elementary School
4438 Devereaux Rd, Columbia, SC 29205
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
5/10
L. B. Nelson Elementary School
225 N Brickyard Rd, Columbia, SC 29223
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
5/10
E.E. Taylor Elementary School
200 Mcrae St, Columbia, SC 29203
Public
PK - 5
No
12:1 STUDENTS/TEACHERS
5/10
North Springs Elementary School
1300 Clemson Rd, Columbia, SC 29229
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
5/10
Mill Creek Elementary School
925 Universal Dr, Columbia, SC 29209
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
5/10
Sandlapper Elementary School
1001 Longtown Rd, Columbia, SC 29229
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
5/10
Pontiac Elementary School
500 Spears Creek Church Rd, Elgin, SC 29045
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
5/10
Kelly Mill Middle School
1141 Kelly Mill Rd, Blythewood, SC 29016
Public
2 - 8
No
15:1 STUDENTS/TEACHERS
5/10
Sc Connections Academy
220 Stoneridge Dr, Columbia, SC 29210
Public
KG - 12
No
42:1 STUDENTS/TEACHERS
5/10
Arden Elementary School
1300 Ashley St, Columbia, SC 29203
Public
PK - 5
No
12:1 STUDENTS/TEACHERS
5/10
Leaphart Elementary School
120 Piney Grove Rd, Columbia, SC 29210
Public
PK - 5
No
12:1 STUDENTS/TEACHERS
5/10
Seven Oaks Elementary School
2800 Ashland Rd, Columbia, SC 29210
Public
PK - 5
No
12:1 STUDENTS/TEACHERS
5/10
A. C. Moore Elementary School
333 Etiwan Ave, Columbia, SC 29205
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
4/10
Killian Elementary School
2621 Clemson Rd, Columbia, SC 29229
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
4/10
Summit Parkway Middle School
200 Summit Pkwy, Columbia, SC 29229
Public
KG - 8
No
16:1 STUDENTS/TEACHERS
4/10
Sc Virtual Charter School
140 Stoneridge Dr, Columbia, SC 29210
Public
KG - 12
No
44:1 STUDENTS/TEACHERS
4/10
Burton Pack Elementary School
111 Garden Dr, Columbia, SC 29204
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
4/10
Forest Lake Elementary School
6801 Brookfield Rd, Columbia, SC 29206
Public
PK - 5
No
12:1 STUDENTS/TEACHERS
4/10
A. J. Lewis Greenview Elementary School
726 Easter St, Columbia, SC 29203
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
4/10
Caughman Road Elementary School
7725 Caughman Rd, Columbia, SC 29209
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
4/10
L. W. Conder Elementary School
8040 Hunt Club Rd, Columbia, SC 29223
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
4/10
Windsor Elementary School
9800 Dunbarton Dr, Columbia, SC 29223
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
4/10
Meadowfield Elementary School
525 Galway Ln, Columbia, SC 29209
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
4/10
E. L. Wright Middle School
2740 Alpine Rd, Columbia, SC 29223
Public
KG - 8
No
16:1 STUDENTS/TEACHERS
3/10
Carolina School for Inquiry
7405A Fairfield Rd, Columbia, SC 29203
Public
PK - 6
No
10:1 STUDENTS/TEACHERS
3/10
H. B. Rhame Elementary School
1300 Arrowwood Rd, Columbia, SC 29210
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
3/10
Sandel Elementary School
2700 Seminole Rd, Columbia, SC 29210
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
3/10
Bradley Elementary School
3032 Pine Belt Rd, Columbia, SC 29204
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
3/10
Annie Burnside Elementary School
7300 Patterson Rd, Columbia, SC 29209
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
2/10
Forest Heights Elementary School
2500 Blue Ridge Ter, Columbia, SC 29203
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
2/10
Carver-Lyon Elementary School
2100 Waverly St, Columbia, SC 29204
Public
PK - 5
No
11:1 STUDENTS/TEACHERS
1/10
South Carolina Calvert Academy
100 Summit Pkwy, Columbia, SC 29229
Public
KG - 8
No
22:1 STUDENTS/TEACHERS
1/10
J. P. Thomas Elementary School
6001 Weston Ave, Columbia, SC 29203
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
1/10
Imagine Columbia Leadership Academy Charter
3810 N Main St, Columbia, SC 29203
Public
KG - 6
No
15:1 STUDENTS/TEACHERS
1/10
Joseph Keels Elementary School
7500 Springcrest Dr, Columbia, SC 29223
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
1/10
Hyatt Park Elementary School
4200 Main St, Columbia, SC 29203
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
1/10
Watkins-Nance Elementary School
2525 Barhamville Rd, Columbia, SC 29204
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
1/10
Pine Grove Elementary School
111 Huffstetler Dr, Columbia, SC 29210
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
1/10
Logan Elementary School
815 Elmwood Ave, Columbia, SC 29201
Public
PK - 5
No
12:1 STUDENTS/TEACHERS
0/10
Heathwood Hall Episcopal School
3000 S Beltline Blvd, Columbia, SC 29201
Private
PK - 12
Yes
7:1 STUDENTS/TEACHERS
0/10
Sandhills School
1500 Hallbrook Dr, Columbia, SC 29209
Private
1 - 11
Yes
5:1 STUDENTS/TEACHERS
0/10
St John Neumann Catholic School
721 Polo Rd, Columbia, SC 29223
Private
PK - 6
Yes
10:1 STUDENTS/TEACHERS
0/10
McGregor Presbyterian
6505 Saint Andrews Rd, Columbia, SC 29212
Private
PK - KG
No
11:1 STUDENTS/TEACHERS
0/10
Chesterbrook Academy
1050 Wildwood Centre Dr, Columbia, SC 29229
Private
PK - KG
No
11:1 STUDENTS/TEACHERS
0/10
Full Gospel Christian Academy
10014 Two Notch Rd Ste B, Columbia, SC 29223
Private
PK - 2
No
7:1 STUDENTS/TEACHERS
0/10
School for Noah's Ark
1508 Marchant Ave, Columbia, SC 29203
Private
PK - 12
Yes
15:1 STUDENTS/TEACHERS
0/10
The Barclay School
4704 Colonial Dr, Columbia, SC 29203
Private
1 - 12
Yes
5:1 STUDENTS/TEACHERS
0/10
Ben Lippen School
7401 Monticello Rd, Columbia, SC 29203
Private
PK - 12
Yes
13:1 STUDENTS/TEACHERS
0/10
Lake Carolina Elementary School
1151 Kelly Mill Rd, Blythewood, SC 29016
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
0/10
The Timmerman School
2219 Atascadero Dr, Columbia, SC 29206
Private
PK - 8
Yes
8:1 STUDENTS/TEACHERS
0/10
Hope Christian Academy
1306 Hampton St, Columbia, SC 29201
Private
3 - 11
Yes
3:1 STUDENTS/TEACHERS
0/10
Columbia Montessori Children's House
1220 Woodrow St, Columbia, SC 29205
Private
PK - KG
No
2:1 STUDENTS/TEACHERS
0/10
St Peters Catholic School
1035 Hampton St, Columbia, SC 29201
Private
PK - 6
Yes
12:1 STUDENTS/TEACHERS
0/10
St Joseph School
3700 Devine St, Columbia, SC 29205
Private
PK - 6
Yes
15:1 STUDENTS/TEACHERS
0/10
St Martin de Porres School
2225 Hampton St, Columbia, SC 29204
Private
PK - 6
Yes
7:1 STUDENTS/TEACHERS
0/10
Montessori Early Learning Center
1101 Balsam Rd, Columbia, SC 29210
Private
PK - 7
Yes
10:1 STUDENTS/TEACHERS
0/10
Eastminster Day School
3200 Trenholm Rd, Columbia, SC 29204
Private
PK - KG
Yes
8:1 STUDENTS/TEACHERS
0/10
Hammond School
854 Galway Ln, Columbia, SC 29209
Private
PK - 12
Yes
9:1 STUDENTS/TEACHERS
0/10
Covenant Classical Christian School
3120 Covenant Rd, Columbia, SC 29204
Private
KG - 12
Yes
9:1 STUDENTS/TEACHERS
0/10
Kilbourne Park Baptist
4205 Kilbourne Rd, Columbia, SC 29206
Private
PK - KG
No
1:1 STUDENTS/TEACHERS
0/10
Asbury Kindergarten & Preschool
1005 Asbury Dr, Columbia, SC 29209
Private
PK - KG
Yes
10:1 STUDENTS/TEACHERS
0/10
Harmony School
3737 Covenant Rd, Columbia, SC 29204
Private
PK - 5
Yes
6:1 STUDENTS/TEACHERS
0/10
Center for Learning Inc
2729 Covenant Rd, Columbia, SC 29204
Private
PK - 3
Yes
11:1 STUDENTS/TEACHERS
0/10
Daniel's Christian School
3019 Farrow Rd, Columbia, SC 29203
Private
PK - 9
Yes
6:1 STUDENTS/TEACHERS
0/10
Reid Elementary School
612 Gabriel St, Columbia, SC 29203
Private
PK - 5
Yes
8:1 STUDENTS/TEACHERS
0/10
Cutler Jewish Day School
5827A N Trenholm Rd, Columbia, SC 29206
Private
PK - 5
Yes
4:1 STUDENTS/TEACHERS
0/10
Montessori School of Columbia
411 S Maple St Bldg A, Columbia, SC 29205
Private
PK - 6
No
9:1 STUDENTS/TEACHERS
0/10
St John Preschool
3404 W Beltline Blvd, Columbia, SC 29203
Private
PK - TKG
Yes
16:1 STUDENTS/TEACHERS
0/10
Shandon Presbyterian Child Development Center
607 Woodrow St, Columbia, SC 29205
Private
PK - KG
Yes
4:1 STUDENTS/TEACHERS
0/10
Shandon United Methodist Preschool & Kindergarten
3407 Devine St, Columbia, SC 29205
Private
KG - KG
No
7:1 STUDENTS/TEACHERS
0/10
Pierce Terrace Elementary School
5715 Adams Ct, Columbia, SC 29206
Public
PK - 1
No
STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
7/10
Irmo Middle School
6051 Wescott Rd, Columbia, SC 29212
Public
7 - 8
No
14:1 STUDENTS/TEACHERS
7/10
Crayton Middle School
5000 Clemson Ave, Columbia, SC 29206
Public
6 - 8
No
17:1 STUDENTS/TEACHERS
6/10
Hand Middle School
2600 Wheat St, Columbia, SC 29205
Public
6 - 8
No
15:1 STUDENTS/TEACHERS
5/10
Kelly Mill Middle School
1141 Kelly Mill Rd, Blythewood, SC 29016
Public
2 - 8
No
15:1 STUDENTS/TEACHERS
5/10
Sc Connections Academy
220 Stoneridge Dr, Columbia, SC 29210
Public
KG - 12
No
42:1 STUDENTS/TEACHERS
5/10
W. A. Perry Middle School
2600 Barhamville Rd, Columbia, SC 29204
Public
6 - 8
No
11:1 STUDENTS/TEACHERS
5/10
St. Andrews Middle School
1231 Bluefield Dr, Columbia, SC 29210
Public
6 - 8
No
15:1 STUDENTS/TEACHERS
4/10
Summit Parkway Middle School
200 Summit Pkwy, Columbia, SC 29229
Public
KG - 8
No
16:1 STUDENTS/TEACHERS
4/10
Sc Virtual Charter School
140 Stoneridge Dr, Columbia, SC 29210
Public
KG - 12
No
44:1 STUDENTS/TEACHERS
4/10
W. G. Sanders Middle School
3455 Pine Belt Rd, Columbia, SC 29204
Public
6 - 8
No
13:1 STUDENTS/TEACHERS
4/10
E. L. Wright Middle School
2740 Alpine Rd, Columbia, SC 29223
Public
KG - 8
No
16:1 STUDENTS/TEACHERS
3/10
Longleaf Middle School
1160 Longreen Pkwy, Columbia, SC 29229
Public
6 - 8
No
14:1 STUDENTS/TEACHERS
2/10
Alcorn Middle School
5125 Fairfield Rd, Columbia, SC 29203
Public
6 - 8
No
10:1 STUDENTS/TEACHERS
1/10
South Carolina Calvert Academy
100 Summit Pkwy, Columbia, SC 29229
Public
KG - 8
No
22:1 STUDENTS/TEACHERS
1/10
Heyward Gibbes Middle School
500 Summerlea Dr, Columbia, SC 29203
Public
6 - 8
No
13:1 STUDENTS/TEACHERS
0/10
Heathwood Hall Episcopal School
3000 S Beltline Blvd, Columbia, SC 29201
Private
PK - 12
Yes
7:1 STUDENTS/TEACHERS
0/10
Sandhills School
1500 Hallbrook Dr, Columbia, SC 29209
Private
1 - 11
Yes
5:1 STUDENTS/TEACHERS
0/10
School for Noah's Ark
1508 Marchant Ave, Columbia, SC 29203
Private
PK - 12
Yes
15:1 STUDENTS/TEACHERS
0/10
The Barclay School
4704 Colonial Dr, Columbia, SC 29203
Private
1 - 12
Yes
5:1 STUDENTS/TEACHERS
0/10
Ben Lippen School
7401 Monticello Rd, Columbia, SC 29203
Private
PK - 12
Yes
13:1 STUDENTS/TEACHERS
0/10
The Timmerman School
2219 Atascadero Dr, Columbia, SC 29206
Private
PK - 8
Yes
8:1 STUDENTS/TEACHERS
0/10
Hope Christian Academy
1306 Hampton St, Columbia, SC 29201
Private
3 - 11
Yes
3:1 STUDENTS/TEACHERS
0/10
Montessori Early Learning Center
1101 Balsam Rd, Columbia, SC 29210
Private
PK - 7
Yes
10:1 STUDENTS/TEACHERS
0/10
Hammond School
854 Galway Ln, Columbia, SC 29209
Private
PK - 12
Yes
9:1 STUDENTS/TEACHERS
0/10
Covenant Classical Christian School
3120 Covenant Rd, Columbia, SC 29204
Private
KG - 12
Yes
9:1 STUDENTS/TEACHERS
0/10
Daniel's Christian School
3019 Farrow Rd, Columbia, SC 29203
Private
PK - 9
Yes
6:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
5/10
Spring Valley High School
120 Sparkleberry Ln, Columbia, SC 29229
Public
9 - 12
No
17:1 STUDENTS/TEACHERS
5/10
Ridge View High School
4801 Hard Scrabble Rd, Columbia, SC 29229
Public
9 - 12
No
16:1 STUDENTS/TEACHERS
5/10
Sc Connections Academy
220 Stoneridge Dr, Columbia, SC 29210
Public
KG - 12
No
42:1 STUDENTS/TEACHERS
5/10
Provost Academy South Carolina
400 Arbor Lake Dr Ste B800, Columbia, SC 29223
Public
9 - 12
No
31:1 STUDENTS/TEACHERS
4/10
Irmo High School
6671 Saint Andrews Rd, Columbia, SC 29212
Public
9 - 12
No
13:1 STUDENTS/TEACHERS
4/10
Sc Virtual Charter School
140 Stoneridge Dr, Columbia, SC 29210
Public
KG - 12
No
44:1 STUDENTS/TEACHERS
4/10
A. C. Flora High School
1 Falcon Dr, Columbia, SC 29204
Public
9 - 12
No
16:1 STUDENTS/TEACHERS
4/10
Dreher High School
3319 Millwood Ave, Columbia, SC 29205
Public
9 - 12
No
15:1 STUDENTS/TEACHERS
3/10
Richland Northeast High School
7500 Brookfield Rd, Columbia, SC 29223
Public
9 - 12
No
15:1 STUDENTS/TEACHERS
2/10
Columbia High School
1701 Westchester Dr, Columbia, SC 29210
Public
9 - 12
No
13:1 STUDENTS/TEACHERS
1/10
W.J. Keenan High School
361 Pisgah Church Rd, Columbia, SC 29203
Public
9 - 12
No
14:1 STUDENTS/TEACHERS
1/10
C. A. Johnson High School
2219 Barhamville Rd, Columbia, SC 29204
Public
9 - 12
No
11:1 STUDENTS/TEACHERS
1/10
Eau Claire High School
4800 Monticello Rd, Columbia, SC 29203
Public
9 - 12
No
11:1 STUDENTS/TEACHERS
0/10
Heathwood Hall Episcopal School
3000 S Beltline Blvd, Columbia, SC 29201
Private
PK - 12
Yes
7:1 STUDENTS/TEACHERS
0/10
Sandhills School
1500 Hallbrook Dr, Columbia, SC 29209
Private
1 - 11
Yes
5:1 STUDENTS/TEACHERS
0/10
School for Noah's Ark
1508 Marchant Ave, Columbia, SC 29203
Private
PK - 12
Yes
15:1 STUDENTS/TEACHERS
0/10
The Barclay School
4704 Colonial Dr, Columbia, SC 29203
Private
1 - 12
Yes
5:1 STUDENTS/TEACHERS
0/10
Ben Lippen School
7401 Monticello Rd, Columbia, SC 29203
Private
PK - 12
Yes
13:1 STUDENTS/TEACHERS
0/10
Richland Two Charter High School
750 Old Clemson Rd, Columbia, SC 29229
Public
9 - 12
No
69:1 STUDENTS/TEACHERS
0/10
Hope Christian Academy
1306 Hampton St, Columbia, SC 29201
Private
3 - 11
Yes
3:1 STUDENTS/TEACHERS
0/10
Hammond School
854 Galway Ln, Columbia, SC 29209
Private
PK - 12
Yes
9:1 STUDENTS/TEACHERS
0/10
Covenant Classical Christian School
3120 Covenant Rd, Columbia, SC 29204
Private
KG - 12
Yes
9:1 STUDENTS/TEACHERS
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Demographics
Data provided by Attom Data
Population
Employment
Population
338.6K
338.6K in 2020
Density
1.2K
per square mile
Households
130K
30 With Children
Gender
49% / 51%
Men Vs Women
Occupancy
56% / 44%
Owned Vs Rented
Age Median: -- Years
No Data
Education Level
No Data
FAQs
To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What's included in my monthly mortgage payment?
Your monthly mortgage payment typically includes principal, interest, property taxes, and homeowners insurance (often abbreviated as PITI). Depending on your loan, it may also include private mortgage insurance (PMI), homeowners association (HOA) fees, or other costs.
What is a 2-1 buydown, and how does it work?
A 2-1 buydown is a type of mortgage financing that temporarily lowers your interest rate for the first two years of the loan. In the first year, your rate is reduced by 2%, and in the second year, it's reduced by 1%. After that, your rate adjusts to the original agreed-upon rate for the remainder of the loan.
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
The cost of a 2-1 buydown can be paid by the buyer, seller, or lender, depending on the agreement. Often, sellers offer to pay for the buydown as an incentive to attract buyers, especially in a slower market. Buyers can also choose to pay for it themselves if they want lower initial payments.
What are closing costs, and how much should I expect to pay?
Closing costs are fees associated with finalizing your home purchase, including loan origination fees, title insurance, appraisal fees, and more. They typically range from 2% to 5% of the home's purchase price. Some costs may be negotiable, and in certain cases, sellers may agree to cover part of them.
How does my credit score affect my mortgage rate?
Your credit score plays a significant role in determining your mortgage rate. A higher score typically qualifies you for lower interest rates, which can save you thousands of dollars over the life of your loan. If your score is lower, you may still qualify for a loan, but at a higher rate.
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